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Personal Insurance



Personal Lines Information

Providing protection for your home, automobile and watercraft as well as any excess liability coverage you may need, is a vital concern of Stone Insurance, Inc.

As an independent agent, we have the ability to research numerous packages available from our many insurance carriers to find just the right coverage, at the best price for you.

Because Stone Insurance, Inc. has such excellent, long-standing relationships with so many companies, we can tailor programs to meet your exact needs.

Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

Want to know more? Click here to read our comprehensive auto insurance information. 

Home Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. Click here to learn more. 

Flood Insurance

There's something you should know: Flood losses are not covered by your homeowners insurance policy. 

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Find out the options available to you. Click here for comprehensive information.

Umbrella Insurance

Sometimes specific coverage may not be enough. An umbrella policy is an extra layer to your liability coverage, offering additional protection if your normal policy's limit runs out.

Need an umbrella policy? Get a quote and learn more by clicking here.

Marine Insurance

Provides protection for your vessels as well as any excess coverage you may need. We have many markets available to find the right coverage at the most competitive cost to you.

  • Pleasure boats
  • Yacht
  • Commercial Vessels
You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Click here to find out how much you can save.