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In 39 states, social hosts who serve alcoholic beverages can be held liable for an injury or death caused by a guest who is subsequently involved in an alcohol-related auto accident. Such social host liability laws and judicial rulings extend to commercial alcohol servers, as well. READ MORE >>

The exercise equipment gathering dust in Americans' bedrooms and basements is a familiar sign of the way New Year's resolutions often are quickly abandoned. But a few resolutions you'll not only want to make but also stick with involve being more prudent about insurance. READ MORE >>

Although Christmas tree fires are not common, when they do occur, they are more likely to be serious. Carefully decorating your home can help make your holidays safer. Video: Watch this NFPA video for help creating the holiday atmosphere you love, and the security of knowing you’re keeping yourself and your family and friends safer from fire. READ MORE >>

Santa may know who is naughty and nice, but does he know how to keep his global gift giving enterprise running on all cylinders? Presents break, elves get sick and even Santa’s sleigh may get into a crash, but according to the Insurance Information Institute (I.I.I. READ MORE >>

The busy holiday season provides numerous chances for crimes of opportunity. From robberies to identity theft, criminals are looking for ways to steal your gifts, credit card information, cars and anything else they can take easily. Safety starts at home READ MORE >>

Before you start decorating your home for the holidays, it's a good idea to take the time to educate yourself about Christmas light safety. Holiday lights can add a festive touch to your home inside and out, as long as they are used as directed, observing all necessary safety precautions. READ MORE >>

Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.* READ MORE >>

With millions of Americans traveling to see family and friends for the Thanksgiving holiday, remember to take a few steps to prepare your home so that you avoid returning to a big mess and an insurance claim, says the Property Casualty Insurers Association of America (PCI). READ MORE >>

With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>

by Joyce Brenny, CEO, Brenny Transportation At first, my thoughts about the millennial generation were like most: They just don’t work as hard as “we do.” They are entitled and expect more from their jobs than “we did.” Really? READ MORE >>

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